Clearing - lets talk about you

Clearing. Let's talk about you.

Places available to start this September.

Clearing 2017

Benefits of Higher Education

Here at Birmingham City University, we have a fee structure which reflects the cost of teaching each course and the support students require, helping to keep graduate debts to a minimum.

We understand that many students and their parents may be concerned at the level of fees; however, it is important to note that no one has to pay anything up front – instead, you will take out a tuition fee loan which will only be paid back once you are in work and earning above a certain threshold – and then only as a percentage of any earnings above that threshold.

Lifelong investment

We believe the lifelong value of higher education far outweighs any short-term costs – you will develop personally, intellectually and professionally, gaining a distinct advantage in the job market.

  • You are likely to earn more – graduates earn over £360,000 more over a 40-year working life, than someone without a degree (Department for Business, Innovation and Skills 2015).
  • You will have a wider range of jobs available to you –  by 2022, half of all jobs are expected to require a degree-level qualification (UK Commission for Employment and Skills 2014).
  • You get to study a subject that you enjoy in greater depth, with lecturers who are experts in their field.
  • You will get the chance to build your employability skills by taking part in work experience, industry placements or joint projects with industry.
  • You will develop personally by living more independently, taking part in new sporting or social activities and meeting with students from around the world!
Remember you don't need to pay upfront for full-time tuition fees

You only begin to repay after you've left and are earning over £21,000 a year.

If your income falls below £21,000 for any reason, you stop paying back.

Taking on debt is never an easy decision, but student loans have been designed to be manageable – for example, a graduate earning £25,000 pays back £30 a month. If at any point the you are unemployed or take a career break, the payments are halted, and the loan is written off after 30 years.

The Council of Mortgage Lenders has advised that a student loan is ‘very unlikely’ to have a material impact on an individual’s ability to get a mortgage.